November 2023 flood support
Property Flood Resilience Grant (PFR)
You may be able to access a Property Flood Resilience grant that is funded by government as part of the response to Storm Babet.
We are currently reviewing the guidance and will provide more details as soon as possible on how you can access it, including how and when it will be payable to people with eligible properties.
Financial support for residents and businesses
Island homes and businesses directly affected by the recent floods were able to apply for UK Government funded support (starting on 15 November 2023).
The Isle of Wight Council is administering a package of support, including a Community Recovery Grant of £500 per household to help with immediate costs.
The schemes have now closed, and no further grants will be paid.
Community Recovery Grant
Flooded households in affected areas were able to apply for up to £500 to get cash quickly to help with immediate costs.
The grant was available to anyone whose primary home suffered internal flood damage, or for people who were not able to live in their property, as a direct result of Storm Babet between 19 and 25 October 2023.
- second homes and empty properties are not eligible
Business Recovery Grant
Small-to-medium sized businesses were eligible for up to £2,500 from the Business Recovery Grant to help them return quickly to business as usual.
The business must be a Small and Medium Sized Enterprise (SME) at the point of grant award – the criteria that must be satisfied for a business to be a SME are defined by the UK Government in the SME Action Plan as follows:
- have fewer than 250 employees; and
- have a turnover of less than €50m or a balance sheet total less than €43m
The business must have been trading at and/or from the property at the point that the property was impacted by Storm Babet. For the purposes of this grant scheme, a business is trading if it is engaged in business activity. This should be interpreted as carrying on a trade or profession or buying and selling goods or services to generate turnover. Fully constituted businesses in liquidation, dissolved, struck off or subject to a striking-off notice are not eligible under these conditions.
The business must have been either:
- Directly impacted by Storm Babet – for instance the business suffered flood damage to the property, or
- Indirectly impacted by Storm Babet – for instance access to the business premises is severely restricted as a result of flooding, including restricted access for customers, suppliers or staff.
The business must be able to receive the BRG payment in line with UK Subsidy Control rules.
Council Tax Discount and Business Rate Relief Schemes
Flooded households may also be eligible for a 100 per cent council tax discount for a minimum of three months — this means affected residents will not have to pay council tax during this period.
After three months, if residents have not been able to return home, they may not have to pay council tax until they move back to their home. The Government scheme does not apply to empty homes, second homes or student accommodation.
Businesses that have not been able to operate due to flooding at their premises may be eligible for 100 per cent Business Rates Relief for a minimum of three months.
If you are receiving a discount, we may need to contact you to review your situation when the discount periods are coming to an end.
Need someone to talk to?
If the storm has affected you, your home, business or family, you may need someone to talk to. Find out what mental health support is available on our someone to talk to page.